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So the trick is to arrange consolidation to take place just before the end of the grace period.
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Americans are falling behind on their credit card payments at an alarming rate, sending delinquencies and defaults surging by double-digit percentages in the last year and prompting warnings of worse to come.
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Worse is that if late on one card all other costs can accelerate driving people into bankruptcy.
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Not much on my mind right now, but it is not important.
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